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Colorado ZIP Codes
Gilpin County
Central City, CO
80427
80427 ZIP Code — Central City, CO
Gilpin County, Colorado
ZIP code 80427 is located in
Central City ,
Colorado ,
within Gilpin County .
It covers approximately 14.45 square miles and serves a population of
686 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 720 .
About ZIP code 80427
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $358,200. Owner-occupancy sits near the national average at 53%.
Median household income is $58,520. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 14 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.
Overall, ZIP code 80427 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.
80427 ZIP code map
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Cities in ZIP code 80427
Below are the cities the US Postal Service accepts for ZIP code 80427. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
686
Population density
47 / sq mi
State FIPS
08
County FIPS
047
Geography
Land area
14.45 sq mi
Water area
0.00 sq mi
Latitude
39.8153
Longitude
-105.5694
Timezone
Mountain (MT)
Area code
720
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.9%
25.7%
32.5%
$50k – $100k
46.5%
33.1%
31.0%
$100k – $200k
10.1%
33.8%
26.9%
Over $200k
4.4%
7.3%
9.6%
Demographics & statistics
$58,520
Median household income
$358,200
Median home value
$1,399
Median monthly rent
26.9%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 126 18.4% 18 and over 560 81.6% 65 and over 97 14.1% Median age 43.2 years
Race & ethnicity
American Indian / Alaska Native
2.5%
Group Count % White 563 78% Two or more races 105 14.5% Hispanic or Latino 36 5% American Indian / Alaska Native 18 2.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.9%
25.7%
32.5%
$50k – $100k
46.5%
33.1%
31.0%
$100k – $200k
10.1%
33.8%
26.9%
Over $200k
4.4%
7.3%
9.6%
Range % of households $10k–$15k 12.0% $15k–$25k 9.6% $25k–$35k 8.3% $35k–$50k 11.7% $50k–$75k 20.0% $75k–$100k 13.6% $100k–$150k 14.7% $150k–$200k 2.7% $200k+ 7.5% Median income $58,520
Housing
Housing overview
Metric Value Median home value $358,200 Median rent / month $1,399 Owner occupied 53.1% Renter occupied 46.9% Vacant 24.1% Single-family detached 48.2% Large apartment buildings 18.4% Mobile homes 1.2% Median rooms 4.2 Avg household size (owned) 1.91
Year built
Era % 2020 or later 0.0% 2010–2019 5.7% 2000–2009 15.6% 1990–1999 18.8% 1980–1989 5.9% 1970–1979 4.9% 1960–1969 3.8% 1950–1959 1.2% 1940–1949 0.0% 1939 or earlier 44.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 28.3% 2 bedrooms 47.2% 3 bedrooms 19.0% 4 bedrooms 5.5% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 10.4% 1 vehicle 47.5% 2 vehicles 30.7% 3 or more 11.5%
Heating fuel
Fuel type % Utility gas 72.0% Electricity 25.1% Propane / LP gas 2.9%
Households & families
Household type Count % Married-couple family 51 13.6% Cohabiting couple 24 6.4% Male householder, no spouse 109 29.1% Female householder, no spouse 191 50.9% Households with children under 18 77 20.5% Households with seniors (65+) 98 26.1% Average household size 1.83
Marital status
Status Male Female Never married 50.7% 33.2% Married 24.8% 14.9% Separated 0.0% 6.8% Widowed 0.0% 17.7% Divorced 24.5% 27.3%
Education
Some college, no degree
38.8%
Graduate / professional
11.4%
Metric % HS diploma or higher 93.8% Bachelor's or higher 26.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 11 6.4% Elementary school 50 29.2% High school 59 34.5% College / grad school 51 29.8%
Employment
Industry of employment
Arts, food & hospitality
56.7%
Professional & management
9.1%
Public administration
7.9%
Education & healthcare
4.6%
Transportation & utilities
4.0%
Finance & real estate
4.0%
Agriculture & mining
1.5%
Occupation
Category % Management, business & arts 24.1% Service 31.3% Sales & office 21.4% Natural resources & construction 1.5% Production & transportation 21.6%
Employment type
Type % Private sector 88.5% Government 7.9% Self-employed 3.5% Unpaid family workers 0.0%
Commute
Method % Drive alone 76.7% Carpool 3.1% Public transit 0.0% Walk 10.4% Work from home 9.8% Other means 0.0% Avg commute (minutes) 13.5
Poverty
Married-couple families
11.8%
Female-led households
0.0%
Income support
Source % of households Social Security 30.9% Retirement income 22.1% Supplemental Security 2.7% Cash public assistance 0.8% Food stamps / SNAP 6.7%
Health indicators
Condition % Obesity 23.6% High blood pressure 27.4% High cholesterol 31.6% Diabetes 8.0% Heart disease 5.1% Stroke 2.3% Asthma 9.2% Arthritis 22.8% Kidney disease 2.4% Pulmonary disease 5.2% Cancer 6.6%
Behavior / access % Smoking 13.6% Binge drinking 18.0% No physical activity 15.4% Less than 7 hrs sleep 28.0% Depression 18.7% Fair or poor health 9.5% Poor mental health 12.2% Poor physical health 8.6% No health insurance 9.9% Visited doctor (checkup) 68.2% Visited dentist 69.9% Cholesterol screening 92.8% Teeth loss 8.4%
Veterans & disability
Veterans Count % Civilian veterans 98 17.5%
Disability % Any disability 16.0% Under 18 0.0% 18–64 years 11.2% 65 and over 59.8%
Health insurance coverage
Type % Private insurance 46.5% Public insurance 51.6% No insurance 10.6% Uninsured under 19 9.5%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 683 99.6% Spanish 45 6.6% Other Indo-European 27 4.0% Asian & Pacific Islander 11 1.6% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 667 97.2% Born in same state 661 96.4% Born in different state 261 38.0% Foreign born 6 0.9% Naturalized citizen 19 2.8% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 143 20.8% Italian 98 14.3% Arab 49 7.1%
Ancestry Count % English 31 4.5% Polish 21 3.1% Dutch 14 2%
Technology access
Metric % of households Computer access 54.7% Internet access 96.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 80427
What city is ZIP code 80427 in?
ZIP code 80427 is primarily assigned to Central City, Colorado.
What county is ZIP code 80427 in?
ZIP code 80427 falls within Gilpin County, Colorado.
Does ZIP code 80427 have a large veteran population?
18% of civilians in ZIP code 80427 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 80427?
The median home value in ZIP code 80427 is $358,200.
What is the population of ZIP code 80427?
ZIP code 80427 has an estimated population of 686 residents, with a density of 47 people per square mile.
What is the median household income in ZIP code 80427?
The median household income in ZIP code 80427 is $58,520, below the national median of ~$75,000.
What timezone is ZIP code 80427 in?
ZIP code 80427 observes the MST timezone.
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